November 13th, 2025

Using Your FSA/HSA Card for Compression Stockings? What You Need to Know

Simple Guide to Buying Compression Garments with Your HSA or FSA Account

If your doctor has recommended compression socks, sleeves, or other compression wear, you may be wondering if you can use your HSA or FSA card to pay for them.

Good news! In most cases, yes! Many medical-grade compression garments are covered, which can help you save money on your healthcare.

This guide explains, in simple terms, how HSA/FSA coverage works and what you need to make your purchase eligible. Medity Health is here to support you through each step.

What Is an HSA or FSA?

An HSA (Health Savings Account) or FSA (Flexible Spending Account) lets you save money by using pre-tax dollars to pay for healthcare expenses. This helps you save money on out-of-pocket medical costs.

HSAs:

  • Available to people with high-deductible health insurance plans

  • Money rolls over each year

  • Can earn interest over time

FSAs:

  • Offered through many employers

  • Money usually must be used by the end of the year

  • Covers many medical products and services

Both accounts cover qualified medical expenses, including compression garments prescribed by your doctor.

When Are Compression Garments Eligible for HSA/FSA?

Compression wear is not always covered automatically. To qualify, it usually needs to be prescribed by your doctor to treat a medical condition.

Compression garments are normally eligible to covered when the following has happened:

  • A doctor/healthcare provider has diagnosed you with a condition such as Chronic Venous Insufficiency, Lymphedema, post-surgical swelling, etc.

  • A doctor has prescribed compression wear to treat or prevent symptoms from one of these conditions

  • The recommended garment provides medical-grade compression (usually considered to be 20-30 mmHg or higher)

Compression garments aren’t usually eligible when:

  • The garment is used for wellness, travel, or athletic recovery

  • It’s a low compression strength (8-15 mmHg or 20-30 mmHg) and is not medically prescribed

In short: if your doctor recommended a medical-grade compression garment to treat a condition, it is more likely to be approved.

The Role of the Prescription or Letter of Medical Necessity (LMN)

When using your FSA/HSA to purchase compression garments, they may ask for proof that the garment is medically needed. This usually means you’ll need either

  • A valid prescription

  • A Letter of Medical Necessity (LMN) from your doctor

Your provider’s documentation should include:

  • The diagnosis or condition that requires compression therapy

  • The type of garment (knee-highs, thigh-highs, armsleeves, etc.)

  • The compression level (20-30 mmHg, 30-40 mmHg, etc.)

  • How long you’re expected to use it

  • Your healthcare provider’s credentials and signature.

Having this documentation ready to go should ensure that your reimbursement goes through smoothly.

How Medity Health Makes It Easy

At Medity Health, we want to make your experience as simple and stress-free as possible.

  • You can use your HSA or FSA card directly at checkout.

  • Need an itemized receipt? We’ll provide one that clearly lists all the details that your plan should need to process your purchase.

  • Have questions? Our team is ready to help you through the process.

Putting It All Together: Getting Your Compression Garments Approved

Getting your compression garments covered through your HSA or FSA is simpler than it seems. Here’s what to do:

  1. Talk to your doctor/healthcare provider

  2. Get a prescription of Letter of Medical Necessity with your diagnosis, compression strength, and garment type

  3. Purchase your garments through Medity Health using your FSA/HSA Card

  4. Request an itemized receipt after your purchase (if needed)

  5. Submit your receipt + prescription to your HSA/FSA administrator for reimbursement

At Medity Health, we’re always here to help you through the steps. From choosing the right garments to getting the paperwork you need, we’ll be there every step of the way.

Final Thoughts

Yes, you can use your HSA or FSA to pay for medically prescribed compression garments. With the right documentation and a qualified product, the process is straightforward. Medity Health is here to make it even easier by providing support, product guidance, and itemized receipts whenever you need them.

If you’re ready to get started, browse our selection of eligible garments or contact our team for personal assistance.

Ready to get started? Browse our selection of eligible compression garments or reach out today.